Terms of Service

These Terms of Service (the “Terms”) govern use of SWT Asset Management operated by Shared Wealth International Limited (“SWI”, “we”, “us”), trading as Shared Wealth Technology (a brand division of Shared Wealth International Ltd), at assets.sharedwealth.technology (the “Platform”).

By creating an account or using the Platform you agree to these Terms together with our Privacy Notice, Cookie Policy, and Acceptable Use Policy.

If you agree on behalf of an organisation, you confirm you have authority to bind that organisation.

Effective date: 3 August 2026
Version: 1.0.0
Governing law: England and Wales

1. The Platform

SWT Asset Management is an enterprise operating system for group capital, asset control, ownership, reporting, and governance. User types include:

• Internal Shared Wealth staff and administrators
• Portfolio company operators and authorised users
• Investors and other permissioned external stakeholders

Feature availability depends on role, entity permissions, and any commercial agreement.

2. Account registration

You must be at least 18, provide accurate information, keep credentials secure, enable MFA when prompted for privileged roles, and not share accounts. You are responsible for activity under your account. Report suspected compromise to privacy@sharedwealth.international.

3. Acceptable use

Use is also governed by the Acceptable Use Policy. Material breach may result in suspension or termination.

4. Intellectual property

We own the Platform software, design, brand, templates, prompts, and aggregate analytics. We grant a non-exclusive, non-transferable licence to use the Platform while your account is active.

You retain ownership of content you upload. You grant us a licence to host, process, and display that content as needed to provide the service. AI outputs are provided “as is”; you must verify before reliance. See /ai-disclosure.

5. Confidentiality and investor materials

Non-public Platform information — including portfolio, capital, investor, and governance data — is confidential. Investor-facing materials are subject to the Investor Disclaimer.

6. Fees

Platform access may be free or paid under a separate commercial agreement. Where fees apply, that agreement prevails for commercial terms.

7. Data protection

Where we process personal data as controller, the Privacy Notice applies. Where we process personal data on a customer’s documented instructions as processor, our Data Processing Agreement applies. Both parties will comply with UK GDPR and the Data Protection Act 2018.

8. Service availability

The Platform is provided “as available”. See our Service Level targets. We may modify features with reasonable notice of material changes.

9. Suspension and termination

You may close your account subject to admin process. We may suspend or terminate for material breach or legal requirement. Confidentiality, IP, data protection, and liability clauses survive.

10. Limitation of liability

To the maximum extent permitted by law:

• We are not liable for indirect, incidental, special, or consequential losses, loss of profit, business, or data.
• Our total liability in any 12-month period is capped at the greater of (a) fees paid by you to us in that period and (b) £10,000.
• Nothing limits liability for death or personal injury caused by negligence, fraud, or liabilities that cannot be limited by law.

Investment and financial decisions remain yours alone — see /investor-disclaimer.

11. Indemnity

You will indemnify us against losses arising from your breach of these Terms, IP/confidentiality breaches, unlawful use, or inaccurate data you submit.

12. Changes

We may revise these Terms by publishing a new version. Material changes may require re-acceptance for logged-in users.

13. Governing law

These Terms are governed by the laws of England and Wales. The courts of England and Wales have exclusive jurisdiction, except that we may bring proceedings elsewhere to protect IP.

14. Contact

privacy@sharedwealth.international — privacy, DPO (Cliff Southcombe), and legal queries.